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Earning more money feels rewarding. A new job, a promotion, or a growing business often brings the temptation to upgrade life—nicer clothes, better restaurants, or a bigger home. This phenomenon, known as lifestyle inflation, happens quietly. While it may feel like progress, lifestyle inflation can prevent long-term wealth building. Understanding its impact helps people strike a balance between enjoying the present and securing the future. What Is Lifestyle Inflation Lifestyle inflation occurs when spending increases in line with income. For example, someone who once managed on ₹40,000 a month might begin spending nearly everything after a raise to ₹70,000. Instead of saving the difference, the extra income is absorbed by new expenses. These can range from larger rent to frequent dining out. The danger lies in making higher spending the new normal, leaving little room for savings or investments. Why People Fall Into It The urge to upgrade is natural. Social expectations, peer compariso...

The Securities and Exchange Board of India (SEBI) introduced its ESG (Environmental, Social, and Governance) framework in 2021 with the aim of building transparency, responsibility, and sustainability across the corporate world. Although these standards are compulsory only for listed entities, their principles have been adopted by several organisations outside the corporate sphere. The Abhay Bhutada Foundation has emerged as a prominent example of this voluntary adoption. By prioritising responsible governance, focusing on education, fostering awareness about environmental issues, and supporting cultural initiatives, the foundation has effectively demonstrated that ESG practices are not limited to businesses alone. Also read - Abhay Bhutada Charts a New Course for Indian Finance Responsible Governance at the Core For SEBI, governance is the backbone of ESG standards. The Abhay Bhutada Foundation reflects this by maintaining strict transparency in how it manages its resources. Donation...

Recreation is often thought of as something active, like sports or travel, but reading holds a special place as a quiet and personal form of leisure. Opening a book allows readers to step away from routine and enter new worlds. Whether it’s fiction, history, or self-help, reading provides relaxation without noise or crowds. Expanding the Imagination Books encourage the mind to wander and imagine. Unlike films where visuals are provided, reading lets individuals create their own images of characters, places, and events. This freedom stimulates creativity and allows readers to interpret stories in their own unique way. For young people especially, reading builds imagination that later supports problem-solving and innovation in life. A Stress Reliever After long hours of work or study, a few chapters of a good book can be refreshing. Immersing in stories lowers stress levels and offers a mental break. Unlike scrolling endlessly on a phone, reading has a calming rhythm. The steady flow...

  TL;DR: Technology has become the foundation of customer satisfaction in India. Entrepreneurs like Abhay Bhutada, Kunal Shah, Bhavish Aggarwal, and Deepinder Goyal have each applied innovation to solve real-life challenges. Their work shows how digital-first thinking can simplify finance, mobility, credit, and food services. Today, technology plays a crucial role in customer experience. It has ensured that businesses can streamline their processes and deliver exceptionally. Here are some Indian entrepreneurs who took their businesses to new heights by using technology in customer experience. They come from different fields, but share a common goal of putting the customer first. Abhay Bhutada and Financial Accessibility In the financial sector, Abhay Bhutada has simplified the way people access loans and other services. He focuses on making credit available to individuals who were often overlooked by traditional methods. By digitising approvals and reducing paperwork, he ensures ...

 Dairy farming is one of the most important branches of animal husbandry in India. It is not only a source of nutritious food but also a livelihood option for millions of families in villages. With India being the largest milk producer in the world, the role of dairy farming in rural development cannot be overlooked. A Source of Daily Nutrition Milk and milk products form a large part of the Indian diet. From tea to sweets, milk is consumed in almost every household. Dairy farming ensures a regular supply of this essential food. It is also an affordable source of protein and calcium, making it crucial for the health of children and adults. Supporting Small Farmers For small and marginal farmers, dairy farming is a lifeline. While agriculture depends on seasons and rainfall, milk production is relatively steady throughout the year. This makes it a reliable source of income, reducing financial stress in rural areas. Even owning one or two cows can make a big difference to a famil...

Chartered Accountants from Maharashtra have left a lasting mark not only on the financial world but also on governance, business, and policy-making. Their journeys highlight how expertise in accountancy can evolve into leadership that shapes industries and national progress. Here are five names that stand tall for their achievements and influence. 1. Abhay Bhutada – Innovator in Digital Finance Abhay Bhutada is widely recognised for driving digital lending in India. By integrating finance with technology, he has redefined how businesses and individuals access credit. His contribution to making financial services more transparent and user-friendly has set new standards for the industry. Due to his achievements in the finance sector, Abhay Bhutada’s net worth is of several crore rupees. Also Read: How The Abhay Bhutada Foundation Reflects SEBI’s 2021 ESG Principles 2. Kumar Mangalam Birla – A Global Corporate Leader Kumar Mangalam Birla’s leadership of the Aditya Birla Group has transf...

 Sustainable farming is no longer just a buzzword — it is an urgent necessity for ensuring long-term food security. With climate change, soil degradation, and rising population pressures, agricultural practices must evolve to protect natural resources while still producing enough to feed billions. What Makes Farming Sustainable Sustainable farming is built on the principle of meeting present food needs without compromising the ability of future generations to do the same. This involves balancing productivity with environmental health. Practices such as crop rotation, organic fertilisation, reduced chemical use, and efficient water management help maintain soil fertility and biodiversity. The focus is not solely on high yields but on achieving them without damaging the ecosystem. For instance, avoiding excessive pesticide use can protect pollinators like bees, which are essential for crop production. The Role of Technology Modern technology plays a significant role in making fa...

TL;DR SEBI’s ESG guidelines inspire the Abhay Bhutada Foundation’s focus on inclusive education, heritage preservation, and transparent governance. Projects like STEM kit distribution and support for Shivsrushti reflect social and cultural priorities . The Foundation embeds sustainability topics in its education work, benefiting future generations. The Securities and Exchange Board of India (SEBI) introduced its 2021 ESG guidelines to push organisations toward stronger environmental, social, and governance commitments. While these rules are designed for listed companies, their values have also inspired independent bodies to adopt similar approaches. The Abhay Bhutada Foundation is a prime example, reflecting ESG principles through its focus on education, community upliftment, environmental learning, and transparent governance. Advancing Learning Opportunities in Rural and Urban Margins Education remains a priority for the Foundation. One of its most impactful projects has been the dist...