InvestorsPOV

  Running is one of the most accessible sports, but like any physical activity, it comes with a risk of injury. From shin splints to stress fractures, injuries can derail your progress and sap motivation. However, most common running injuries are preventable with mindful practices. The most fundamental rule for injury prevention is to listen to your body. Pain differs from the normal discomfort of a solid workout—persistent aches or sharp twinges need your attention. Don’t push through significant pain, as this can turn minor issues into chronic problems. Gradual progression is also vital. Increasing mileage or intensity too quickly is a prime cause of injury, especially for beginners. The widely recommended “10% rule” advises to increase your weekly mileage by no more than 10% to allow your muscles, tendons, and bones to adapt to new demands. Cross-training and strength work are important allies to runners. Activities like swimming, cycling, or yoga engage different muscles and...

I ndia is on the cusp of a workforce boom. By the year 2030, it is poised to claim the world’s largest working-age population, a windfall that could reshape the economic landscape nationally and globally. However, this advantage is undermined by the fact that just 30% of Indian students are choosing science, technology, engineering, and mathematics (STEM) for their studies. This shortfall leads to a widening skills gap, preventing India from maximizing its demographic dividend in the fiercely competitive global innovation race. Why STEM is the Springboard to Progress Industries driven by STEM are engines of social and economic transformation. The scientists and engineers graduating today will create tomorrow’s breakthroughs in medicine, energy, technology, and exploration. The countries prioritizing STEM education are not just gaining in GDP—they’re also becoming leaders in emerging industries. Despite this, access to quality STEM education is still a privilege in India. Many students,...

  Financial literacy—the ability to understand and utilize financial skills such as personal budgeting, investing, and debt management—is more than just a personal asset; it’s a building block of a thriving economy. Yet, despite its importance, millions worldwide remain under-equipped to make informed decisions about money. Closing this knowledge gap is crucial not only for individual wellbeing, but for the overall strength and resilience of nations. The Case for Financial Literacy At the most personal level, financial literacy empowers individuals to make sound choices about spending, saving, borrowing, and investing. A person who understands these basics can avoid common traps such as high-interest debt, predatory lending, and unsustainable spending habits. Instead, they’re equipped to build a safety net, invest for future goals, and manage risks as life circumstances change. This knowledge also translates into confidence. People who are financially literate feel more in contr...

Philanthropy in India has taken on a new dimension, thanks to some of the country’s most influential business leaders. Rather than viewing social investment as charity, leading foundations are mapping out strategic ways to strengthen the nation’s human capital and infrastructure. With the Tata Trusts, Azim Premji Foundation, Infosys Foundation, and the Abhay Bhutada Foundation at the helm, a new model of focused, results-driven philanthropy is changing lives and shaping the country’s future. Tata Trusts: Laying the Foundation for Sustainable Progress Tata Trusts set the gold standard for scale and vision in Indian philanthropy. Dedicated to improving healthcare and driving rural development, their efforts extend across wide geographies and demographics. By investing in infrastructure and tackling systemic health challenges, Tata Trusts enhance the quality of life for millions. These efforts not only address today’s needs but also foster conditions for sustained economic and social grow...

Sports are unpredictable, and that is their greatest allure. No one can say for sure what will happen until the final whistle. It’s this uncertainty that makes each game so captivating. Results swing wildly, sometimes within seconds. Stories like these have inspired films such as Rocky and Remember the Titans, where surprises keep viewers on the edge of their seats. The Hope That Drives Athletes Athletes and teams train, prepare, and dream. Early mornings and long workouts lay the groundwork for success. Victory always seems possible because of discipline and belief. Books like Open by Andre Agassi reveal the grueling commitment needed just to reach competition day. In any sport, hope drives the pursuit, but preparation alone is never a guarantee of a perfect outcome. The Joy of Victory Nothing matches the thrill of winning. It’s a rush of satisfaction and validation. For some, it means standing atop a podium, the anthem playing, the crowd roaring. The 1980 U.S. Olympic hockey team fel...

At the heart of the Abhay Bhutada Foundation is a dedication to honest, ethical practices. Each project begins with thorough planning, accurate record-keeping, and regular evaluation to maintain the highest standards of responsibility. By sharing updates on active projects and undergoing independent audits, the foundation shows contributors and beneficiaries alike that funds are always managed with care and precision. TL;DR: The foundation’s approach goes well beyond fulfilling formal requirements. Decision-making about how to use resources involves a careful review process, ensuring that every rupee spent will make a real difference in people’s lives. This dedication avoids waste and secures the long-term promise of every charitable contribution, creating lasting benefits for those who need them most. Joining Hands to Drive STEM Education A belief in the power of learning guides the Abhay Bhutada Foundation’s focus on education, especially in schools that have lacked consistent resou...

Introduction For centuries, gold has attracted investors seeking to safeguard their wealth against uncertainties. Revered for its rarity and enduring value, gold continues to play a dynamic role in the modern investment landscape. However, investing in gold isn’t as simple as buying and holding a few coins or bars—there are multiple ways to participate, each with distinct advantages and risks. This article explores common approaches for investing in gold, potential pitfalls, and the key benefits that make gold an appealing addition to many portfolios. Ways to Invest in Gold Physical Gold The most traditional method is to own physical gold in the form of jewelry, bars, or coins. This approach offers the tangible security of holding a valuable asset. Famous coins like the American Gold Eagle or South African Krugerrand remain popular with collectors and investors alike. However, owning physical gold comes with responsibilities. Secure storage is essential; investors may need to rent...