InvestorsPOV

The first step toward better financial health is knowing where your money goes. Many people earn well but are still left with nothing at the end of the month. Tracking your expenses gives you a sense of control and helps highlight patterns you may want to change. Even noting down expenses for one week can be a powerful eye-opener. Set Clear and Realistic Goals Without financial goals, money tends to get spent without purpose. Set short-term goals like saving for a phone or a trip, and long-term ones like buying a house or building a retirement fund. These goals guide your spending choices and motivate you to stay consistent. Break them into monthly milestones to make the journey less overwhelming. Save Before You Spend One simple habit that works wonders is saving first and spending what’s left, instead of the other way around. Automate a portion of your salary to go into savings or an investment plan the moment it hits your account. This method ensures you are always putting something...

  Heritage is more than a matter of pride—it’s a matter of continuity. Across centuries, civilizations have left behind clues of who they were, not just through ruins and manuscripts, but through the values and stories they chose to preserve. In India, one such powerful story is that of Chhatrapati Shivaji Maharaj, and in Pune, that story finds a breathtaking retelling through Shivsrushti—a cultural mega-project designed to bring his life, leadership, and ideals to life. Conceived by legendary historian Babasaheb Purandare, Shivsrushti stands as a physical manifestation of years of research and devotion. Spread across 21 acres in Ambegaon Budruk, it is not merely a museum or theme park—it is a living canvas where the past meets present, designed to educate, inspire, and awaken a deep appreciation for India’s roots. And yet, like all great institutions of culture, its future depends on the attention—and support—it receives today. Shivsrushti: More Than a Monument What sets Shivsrush...

Shivsrushti is a heritage theme park situated on the outskirts of Pune, built to narrate the life and legacy of Chhatrapati Shivaji Maharaj. Initiated by the Maharaja Shivaji Maharaj Smarak Samiti and supported by the late historian Babasaheb Purandare, the park features replicas of historical forts, storytelling stations, and immersive digital content. With each corner of the park, visitors encounter rich episodes from Maharashtra’s history, presented in an engaging and educational manner. A Foundation’s Deep Investment in Heritage Abhay Bhutada, founder and chairman of the Abhay Bhutada Foundation , has long championed causes in education and social empowerment. The Foundation’s support for Shivsrushti involves more than just one-time aid. Their recent donation funds regular maintenance, introduction of new exhibits, and updates to facilities. This ensures that the park continues to be an attractive and meaningful destination for history lovers, students, and tourists alike. A High-T...

 In any crisis, how and what you communicate can define the public's perception of your organization. Poor messaging can escalate problems, while thoughtful communication can contain panic and preserve trust. Principles of Crisis Communication Transparency : Hiding the truth damages credibility. Speed : Timely communication prevents rumors from taking hold. Consistency : Conflicting messages confuse stakeholders. Empathy : A human tone goes a long way in maintaining public goodwill. Channels and Tools From press releases to social media and direct internal emails, organizations need a multi-platform strategy. Different audiences require different tools. The Role of the Spokesperson A well-prepared spokesperson trained in media handling is crucial. They must be clear, composed, and briefed on both facts and tone. Case in Point The 2018 Marriott data breach showed how late and vague messaging led to public backlash. In contrast, Johnson & Johnson’s handling o...

  In a nation as diverse and fast-moving as India, the past often struggles to compete with the demands of the present. Yet some places, through vision and persistence, manage to bridge that gap—bringing history to life not just for nostalgia, but for relevance. Shivsrushti, located near Pune’s Katraj–Sinhagad Road, is one such space. A cultural and historical theme park dedicated to the life and legacy of Chhatrapati Shivaji Maharaj, it is emerging as a critical educational and civic landmark in contemporary Maharashtra. Conceptualized by the legendary historian and writer Babasaheb Purandare, Shivsrushti isn’t a monument—it’s a movement. A movement to make the ideals of Hindavi Swarajya tangible, interactive, and above all, accessible to new generations. A Historical Project Built for Modern Minds Unlike traditional museums, Shivsrushti has been built as a multisensory experience. Visitors don’t just view history—they walk through it, hear it, and feel it. The site includes intr...

Financial literacy is the ability to understand and manage various financial aspects of a business, including budgeting, investing, taxation, and cash flow management. Entrepreneurs who are financially literate make better decisions, avoid costly mistakes, and create sustainable businesses. Being financially literate allows business owners to plan for the future, mitigate financial risks, and ensure the long-term viability of their ventures. This knowledge enables business owners to make informed choices about spending, investing, and growing their businesses, which is crucial for success. Key Concepts to Master For entrepreneurs, some key concepts in financial literacy include balance sheets, income statements, and cash flow. Understanding how to read financial reports allows business owners to assess the health of their business and make informed decisions. Cash flow management is particularly important for small businesses, as it helps to ensure that the business can meet its financ...